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24
Nov

Meeting of the AAB Supervisory Board with the Auxiliary Committee of Payments, Cards, Digitalization, and Alternative Channels

The digitization process and projects in the field of digitalization of services and payments in the banking industry are among the priorities of AAB’s activity. During 2022, the AAB has organized and been part of discussions and joint roundtables with relevant state structures and interested parties regarding the digitalization of financial services. In order to […]

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18
Nov

Meeting of the AAB Chairman with economic journalists

The Chairman of the Albanian Association of Banks (AAB), Mr. Bledar Shella held, on November 18, 2022, a meeting with economic journalists of the print and visual media. Mr. Shella presented the latest developments in the sector, especially the effect of the increase in interest rates and the progress of lending. At the same time, […]

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16
Nov

Working breakfast of IFC with banks in Albania
Maximizing Sustainable Finance Opportunities

“Maximizing Sustainable Finance Opportunities” was the theme of the working breakfast organized on November 15, 2022, by the International Finance Corporation (IFC) in close collaboration with the Albanian Association of Banks (AAB) and with the participation of representatives of corporates, SMEs, and risk managers of the banking sector in Albania. IFC presented this event for […]

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10
Nov

AAB Chairman at the VIII meeting of the National Committee of Payment Systems

The Chairman of the Albanian Association of Banks (AAB) participated in the eighth meeting of the National Payment System Committee (KKSP), which took place on November 9, 2022, in the premises of the Bank of Albania. In addition to the members of the KKSP, whose members are the Chairman of the Albanian Association of Banks […]

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Statistics

General data (By years) 2016 - 2021

Blog Banker

12
Aug
The capitalization of the banking sector near the highest historical level*

The capital adequacy ratio of the banking sector increased significantly in the second quarter of the year. According to the Bank of Albania, this ratio increased to 19%, from 17.9% in the first quarter and the ninth period of the previous year. The capitalization of banks is very close to the highest historical level, which […]

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11
Aug
Increases in yields, negative effect of 6.2 billion Lek on the banks’ balance sheet*

The rapid increase in the yields of financial instruments has brought significant losses to commercial banks in the first half of this year. According to the statistics of the Bank of Albania, the result from financial instruments was negative in the value of 6.2 billion Lek, while in the same period of the previous year […]

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5
Aug
IFRS reporting, banking sector profit up 27% for 6-month 1*

Preliminary data from the Albanian Association of Banks show that the profits of the banking sector according to International Financial Reporting Standards (IFRS) maintained a positive trend even for the second quarter of the year. The figures reported by the banks show that the progressive net profit at the end of the six months reached […]

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4
Aug
Banks’ domestic transfers in euro, 1.34 billion euros in less than six months*

In January of this year, the national payment system in Euro AIPS Euro started operating. This system enabled for the first time the processing and settlement within the country of national transfers in European currency. The first statistics of the Bank of Albania show that the volumes of actions carried out through this system are […]

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5
Jul
Cashless payments*

Cashless payments or payments with bank cards (electronic cards that allow you to buy goods and services without physical money) are the dominant payments in developed countries. They account for 63 percent of the total volume of sales and purchases in Italy, 59 percent in Greece, and 74 percent in Germany. Not to mention some […]

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21
Jun
Banking digitalization: “Without going to the bank”

Recently, the digitization of banks has been put at the center of attention of public opinion and has attracted increased attention from private and public structures. Briefly some explanations for the digitization of banks for anyone who wants more knowledge to judge for themselves. Digitalization of banks, in a practical sense, means no longer going […]

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