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20
Mar

The opening ceremony of Money Week 2023: “Manage your money, cultivate your future!”

The Albanian Association of Banks (AAB), in co-operation with the Bank of Albania and with the support of the Ministry of Education and Sport and the Deposit Security Agency, on 20-26 March 2023, celebrate Money Week 2023, under the slogan “Manage your money, cultivate your future!”. During this week, the AAB, together with its associates […]

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15
Mar

Open lecture on digital banking

On March 15, 2023, Mrs. Irida Huta, Chair of the Payments, Cards, Digitalization and Alternative Channels Committee at AAB, held an open lecture hour with students at Albania University, in Finance and Banking and Business Management. Digital banking, the impact on the economy of lowering cash in circulation, as well as the way banks are […]

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8
Mar

Meeting of the Supervisory Board with the Human Resources Committee

On March 7, 2023, the AAB Supervisory Board organized a discussion meeting with members of the Human Resources Committee. Participants had the opportunity to discuss the challenges faced by the sector and exchanged ideas to maximize human resource efficiency and increase new capacities, as a necessity in the current situation. During the discussion, representatives of […]

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7
Mar

Workshop on Open Banking

On March 7, 2023, AAB and CRIF, a company specializing in offering innovative digital solutions to banks, financial institutions, utility companies, and businesses, in every phase of the customer relationship, organized a workshop on Open Banking. Through practical examples applied by the CRIF company, the activity aimed to present a full view of the Open […]

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General data (By years) 2016 - 2022

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5
Jan
From January, payment through e-albania: How will the scheme work and how safe is it?*

From May 1 of last year, after several announcements made in advance, the vast majority of counters in the country were closed and public services are now offered online through the e-Albania portal. Five days later, Prime Minister Edi Rama gathered the heads of the banks to hold them accountable as to why they were […]

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12
Aug
The capitalization of the banking sector near the highest historical level*

The capital adequacy ratio of the banking sector increased significantly in the second quarter of the year. According to the Bank of Albania, this ratio increased to 19%, from 17.9% in the first quarter and the ninth period of the previous year. The capitalization of banks is very close to the highest historical level, which […]

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11
Aug
Increases in yields, negative effect of 6.2 billion Lek on the banks’ balance sheet*

The rapid increase in the yields of financial instruments has brought significant losses to commercial banks in the first half of this year. According to the statistics of the Bank of Albania, the result from financial instruments was negative in the value of 6.2 billion Lek, while in the same period of the previous year […]

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5
Aug
IFRS reporting, banking sector profit up 27% for 6-month 1*

Preliminary data from the Albanian Association of Banks show that the profits of the banking sector according to International Financial Reporting Standards (IFRS) maintained a positive trend even for the second quarter of the year. The figures reported by the banks show that the progressive net profit at the end of the six months reached […]

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4
Aug
Banks’ domestic transfers in euro, 1.34 billion euros in less than six months*

In January of this year, the national payment system in Euro AIPS Euro started operating. This system enabled for the first time the processing and settlement within the country of national transfers in European currency. The first statistics of the Bank of Albania show that the volumes of actions carried out through this system are […]

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5
Jul
Cashless payments*

Cashless payments or payments with bank cards (electronic cards that allow you to buy goods and services without physical money) are the dominant payments in developed countries. They account for 63 percent of the total volume of sales and purchases in Italy, 59 percent in Greece, and 74 percent in Germany. Not to mention some […]

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